Understanding climate-related hazards and transition events

Last updated: May 15, 2025

The climate can have an impact on your company based on two different factors: climate-related hazards and climate-related transition events. These factors influence both physical and transition risks, which can impact business operations, supply chains, and financial performance.


What are climate-related hazards?

Climate-related hazards drive physical risks, meaning the direct effects of climate change on your business. These hazards are divided into:

  • Acute hazards – Short-term, extreme events such as floods, wildfires, hurricanes, and droughts that can damage infrastructure, disrupt supply chains, and increase operational costs. More examples can be found in the table below.

  • Chronic hazards – Long-term changes, including rising temperatures, sea level rise, changing precipitation patterns, and soil erosion, which can affect resource availability, land use, and business continuity over time.

More examples of transition events can be found in the table below.
Climate-related risks are physical risks that emerge when a business’s assets or operations are exposed to these hazards and are sensitive to their impacts. To assess these risks, companies can use climate scenario analysis, such as high-emission pathways modeled by the IPCC SSP5-8.5 framework.

Climate related hazards Climate-related risks

Source: Commission delegated regulation (EU) 2021/2139

Temperature-related

Wind-related

Water-related

Solid mass-related

Chronic

Changing temperature (air, freshwater, marine water)

Changing wind patterns

Changing precipitation patterns and types (rain, hail, snow/ice)

Coastal erosion

Heat stress

Precipitation or hydrological variability

Soil degradation

Temperature variability

Ocean acidification

Soil erosion

Permafrost thawing

Saline intrusion

Solifluction

Sea level rise

Water stress

Acute

Heat wave

Cyclone, hurricane, typhoon

Drought

Avalanche

Cold wave/frost

Storm (including blizzards, dust and sandstorms)

Heavy precipitation (rain, hail, snow/ice)

Landslide

Wildfire

Tornado

Flood (coastal, fluvial, pluvial, ground water)

Subsidence

Glacial lake outburst

What are climate-related transition events?

Transition events arise from the shift toward a low-carbon economy. These events are categorized as follows:

  • Policy & legal events – New regulations, such as stricter emission reporting requirements or carbon pricing mechanisms.

  • Technological events – The adoption of low-carbon technologies, which may require costly upgrades or render existing processes obsolete.

  • Market events – Shifts in supply and demand, such as increasing costs of fossil fuels or consumer preferences for sustainable products.

  • Reputation events – Rising stakeholder expectations, which could affect customer trust, investor confidence, or brand reputation.

More examples of transition events can be found in the table below. These events can lead to climate-related transition risks or opportunities, depending on how exposed and sensitive your assets and business activities are to these changes.

Climate-related transition events Climate-related transition risks or opportunities

Source: Examples based on TCFD classification

Policy and legal

Technology

Market

Reputation

Increased pricing of GHG emissions

Substitution of existing products and services with lower emissions options

Changing customer behaviour

Shifts in consumer preferences

Enhanced emissions- reporting Un obligations

Successful investment in new technologies

Uncertainty in market signals

Stigmatization of sector

Mandates on and regulation of existing products and services

Costs of transition to lower emissions technology

Increased cost of raw materials

Increased stakeholder concern

Mandates on and regulation of existing production processes

Negative stakeholder feedback

Exposure to litigation

How to identify climate risks in your business

To effectively identify the climate-related risks or opportunities for your company, follow these steps:

  1. Identify exposure to hazards: Determine whether your operations, supply chain, or assets are at risk from physical climate hazards like floods, heatwaves, or sea level rise.

  2. Assess transition pressures: Analyze how upcoming policy, technology, market, or reputational changes might impact your business model.

  3. Use climate data & projections: Consider different climate scenarios to anticipate risks and make informed decisions.

  4. Align with reporting requirements: Ensure your risk assessment aligns with disclosure expectations such as the requirements for VSME (comprehensive module C4) or ESRS (E1-9 and IRO-1), providing transparency to stakeholders.